Everything you need to run your money.
ElevatePay replaces a drawer full of finance apps with one secure, beautifully simple wallet.
Transfers that just work
Send money instantly, any time of day, with zero transfer fees.
Bank transfers
Pay any Nigerian bank account in seconds.
ElevatePay to ElevatePay
Send to other users by phone number, instantly.
Saved recipients
One-tap repeat payments to people you pay often.
Virtual cards in NGN & USD
Shop online and pay subscriptions with cards you control.
Instant issuance
Create a card in seconds — no plastic, no wait.
Freeze & unfreeze
Pause a card any time for total control.
Global merchants
Works wherever Visa/Mastercard is accepted online.
Every bill, one balance
Top up and pay utilities without leaving the app.
Airtime & data
All networks, instant top-ups.
Electricity
Prepaid & postpaid tokens delivered instantly.
Cable TV
DStv, GOtv, Startimes and more.
Internet
Renew your home and office subscriptions.
Crypto, the safe way
Buy, sell and hold digital assets with licensed custodians.
USDT, USDC, ETH, TRX
The assets Nigerians actually use.
Custodial security
Assets held by licensed partners, not loose keys.
Instant on/off ramp
Move between naira and crypto in a tap.
Protected at every layer.
Encrypted by default
Sensitive data is envelope-encrypted at rest.
Biometric login
Face ID and fingerprint unlock on your device.
Two-factor auth
Add an authenticator code for every sensitive action.
Tiered KYC
BVN & NIN verification unlocks higher limits.
Your money, leveled up.
Join thousands moving money smarter across Nigeria. Download ElevatePay and open your wallet in minutes.