Your money, seriously protected.
Security isn't a feature we added — it's the foundation everything else is built on. Here's how we keep your money and data safe.
Encryption everywhere
Sensitive data is envelope-encrypted at rest and protected in transit with TLS. Card numbers are never stored in plain text, and CVVs are never stored at all.
Biometric & passcode
Unlock the app with Face ID or fingerprint, backed by a device passcode. Your biometrics never leave your phone.
Two-factor authentication
Add an authenticator code to protect logins and sensitive actions, so a stolen password is not enough.
Hardened credentials
Passwords are hashed with Argon2id — a memory-hard algorithm built to resist brute-force attacks.
Identity verification
Tiered KYC with BVN and NIN checks helps keep bad actors out and unlocks higher limits for verified users.
Continuous monitoring
Transactions are screened in real time, with AML and sanctions checks running behind the scenes.
Operating responsibly.
ElevatePay works with licensed institutions and follows Nigerian regulatory standards for data protection and anti-money-laundering.
- NDPR-aligned data handling. Data minimisation, consent and breach-readiness built in.
- Licensed partners. Funds and crypto are handled through regulated institutions.
- PCI-DSS posture. Card data is tokenised and encrypted to industry standards.
Found a vulnerability?
We welcome responsible disclosure. Email security@elevatepay.app and we'll respond quickly.
Your money, leveled up.
Join thousands moving money smarter across Nigeria. Download ElevatePay and open your wallet in minutes.